NI Act_Practicle Problems_26

State whether the following alterations are material or not:

a. The holder of a bill inserts the words 'or order'.

b. A bill was dated 1989 instead of 1999 & subsequently the agent of the drawer corrected the mistake.

c. A cheque payable to bearer was converted into a cheque payable to order.

d. Crossing a cheque.